Motorcycle Policies

Baja Bound offers liability-only and full coverage motorcycle policies through Genworth Seguros and ACE Seguros. Coverage is available for many makes and models. If you do not see your make/model on the quote application, please feel free to contact us at 888.552.2252 and we will look into getting coverage for you. 

Motorcycle coverage is not available for ATVs and other non-street-legal vehicles. Coverage is only valid on municipal roads, not in off-road situations.

Why we work with Genworth Seguros and ACE Seguros

No one wants to be involved in an accident, and much less in a foreign country. Both Genworth Seguros and ACE Seguros offer features that are important should you have to file a claim:

• Repairs may be made in the U.S. or Canada at U.S. repair rates
• Claims may be settled in U.S. dollars
• U.S. toll free numbers are available to follow up on claims
• Claims service is available 24 hours a day

Why are the above features important if you have a claim?

Visit our "Know Your Insurance Company" page to learn more.

Features of the Genworth Seguros Policy: 

• Physical damage coverage with a minimum deductible of US $500
• Total theft coverage with a minimum deductible of US $1000
• Various limits of liability are available
• No medical payments for the driver or passenger
• Legal aid and bail bond included
• No roadside assistance
• U.S. toll free number to follow up on claims
• Claims may be settled in U.S. dollars
• You may choose liability-only as well

Features of the ACE Seguros Full Coverage Policy:

• Physical damage coverage with a minimum deductible of US $500
• Total theft coverage with a minimum deductible of US $1000
• Partial theft and vandalism coverage available only on the Platinum policy
• Various limits of liability are available
• No medical payments for the driver or passenger
• Legal aid and bail bond
• Roadside assistance
• Two policies are available, the ACE Standard or the ACE Platinum
• U.S. toll free number to follow up on claims
• Claims may be settled in U.S. dollars
• You may choose liability-only as well

How can I find out if my motorcycle is eligible for full coverage?

Most makes and models eligible for full coverage are listed on the pull down menus when you start a quote. If you do not see your model listed, you may call our office at 888.552.2252 and we can  request coverage.

Is it possible to obtain medical payments for the driver of a motorcycle?

No. We recommend checking your medical or health insurance from the U.S. or Canada to see if you will be covered if necessary. If not, you may be able to purchase temporary international medical coverage.

Am I covered while going off-road?

No. There is never coverage if you are going off-road. Our policies are only valid on municipal roads.

How can I get a quote?

Visit our Start a Quote page. On the first pull down menu called "Vehicle Type," select "Motorcycle." Fill in the next few boxes of information, and your quote will be immediately generated.