Largest broker for HDI & Chubb

We hold longstanding relationships with claims managers and directors at both companies, which means better communication, faster answers and a stronger advocate when you have a claim.

Backed by global insurers

HDI and Chubb are two of the largest insurance companies in the world. Other brokers represent Mexican insurers without international parent companies - and without the same financial stability or claims service.

100% direct - no middleman

U.S. carriers like GEICO and Progressive don't have direct relationships with Mexican insurance companies - they work through a middle man. Baja Bound is 100% direct with the Mexican insurers we represent.

Mexico is the only thing we do

Our bilingual staff are frequent Mexico travelers and deeply knowledgeable about both the policies and the country. No other types of insurance and no distractions - Mexican coverage is the only thing we sell.

Fanatical claims advocacy

We go the extra mile when it comes to claims, and our reviews prove it. We pursue the best outcome the policy allows and work constantly with our companies to raise the bar on service.

Contacts on the ground in Mexico

Beyond the insurance industry, we maintain direct contacts across Baja and Mexico - the U.S. consulate, state secretaries, city administrators, attorneys and other professionals who provide information and guidance we pass on to our clients.

Fully licensed in the U.S.

We are a California-domiciled brokerage with surplus lines licenses in every U.S. state that requires one, plus a National Producer Number (NAIC) 3199920. Always check that your broker is licensed.

Prompt, human response

Fully licensed staff answer phones and emails during business hours, and monitor them after hours for anything urgent. We are committed to immediately providing the answer or assistance you need.

“I've worked with customers who had homes insured with HDI through other brokers - technically uninsurable under HDI's terms, and their broker never told them. They're always appreciative to work with a brokerage that actually knows what will be honored at claim time.”

“We respond to every customer within 24 hours. People appreciate that they can call and talk to a human, not a robot.”

“Our involvement in the claims process is pretty major. We don't hand you off - we stay with you until it's resolved.”

“Letters of Experience for Canadian clients, faxing policies to lien holders, meeting with SAT to clarify permanent residents driving foreign vehicles - little things other brokers don't do.”